Looking to grow your business?
Fast, flexible business funding.
One loan. Infinite possibilities.
Get the funding your business needs — fast, simple, and ready when opportunity strikes. Apply in 2 minutes. No paperwork. No hidden costs. Get approved for free.
- Working Capital
- Expansion
- Equipment
- Inventory
- Cash Flow
- Marketing
- Business Growth
- Funding up to R10 Million
- Simple & Transparent Pricing
- Fixed Finance Cost
- No Hidden Costs
- Early Settlement Discounts
Loan types we offer
Business loans
A lump sum in your account, repaid in fixed monthly instalments over 1 to 24 months.
Line of credit
A revolving facility you draw from when you need it — you only pay for what you use.
Invoice finance
Unlock cash tied up in unpaid invoices instead of waiting 30, 60 or 90 days.
BridgePay
Pay a supplier now and settle later — ideal for bridging stock and purchase orders.
How we compare
10x Fibre Business Finance versus traditional banks and finance brokers.
| Feature | 10x Fibre | Banks | Brokers |
|---|---|---|---|
| Apply online in 2 minutes | |||
| Funds within hours | |||
| No paperwork | |||
| No hidden fees or application charges | |||
| Early settlement discount | |||
| Draw funds only when you need them | |||
| Dedicated consultant support |
See why business owners choose us
Lightning fast
Apply online in 2 minutes and get funds in your account within hours. No paperwork means you get on with business.
Unmatched flexibility
Settle early when it suits you and get rewarded with a discount. No prepayment penalties and no lock-ins.
Full transparency
Always know the exact cost and only pay for what you use. No hidden fees or application charges. No surprises.
Maximum control
You decide how much to draw and when. Access your online dashboard 24/7 and request funds on your terms.
Funding benefits
Simple & Transparent Pricing
You always know what the funding costs before you commit.
Fixed Finance Cost
Your finance cost is fixed up front — no moving targets.
No Hidden Costs
No initiation surprises and no penalty traps.
Early Settlement Discounts
Settle sooner and you may pay less, subject to your agreement.
Fast Application Process
A short enquiry, a WhatsApp handover, and we take it from there.
Dedicated Consultant Support
A 10X finance consultant walks you through every step.
R20,000 to R10,000,000
Facilities sized for small businesses through to established groups.
Trusted Lending Partner
Applications are assessed by Bridgement, an established SA funder.
Simple and transparent pricing
Move the sliders to see your indicative finance cost, total repayment and monthly repayment.
R500 000
12 Months
Monthly repayment
R50 917/mo
Total repayment
R611 000
Cost of finance
R111 000
"This calculator provides an indicative repayment estimate only. Actual pricing, finance costs, repayment terms and approval are determined by Bridgement after assessing your application."
Minimum requirements
Applicants should meet the following minimum requirements.
Monthly business turnover of at least R80,000
Business has traded for at least 6 months
Business is registered with CIPC
Directors have a clear credit record, subject to the lender's assessment
Supporting documents
CIPC Registration Documents
Certified ID Copies of Directors
Business Bank Statements
Proof of Business Address
Financial Statements (where applicable)
Additional documents requested during assessment
How a 10x Fibre business loan works
- 1
Use the repayment calculator.
- 2
Check that you meet the minimum requirements.
- 3
Complete the enquiry form.
- 4
Continue to WhatsApp.
- 5
A 10x Fibre finance consultant assists with your Bridgement application.
- 6
Bridgement assesses the application and communicates the outcome.
Business finance enquiry
Complete the form and continue to WhatsApp — your details and estimate come along automatically.
If someone referred you, enter their Affiliate Name, Affiliate ID or Referral Code.
Monthly repayment
R50 917
Other funding solutions
Working capital, fast
General Business Funding
Cover stock, salaries, marketing or expansion with a revolving facility that only costs you when you draw on it. Repay weekly or monthly, and top up as your business grows.
Learn more & applyDeliver bigger orders
Purchase Order Funding
Won a contract or purchase order you can't fund upfront? Purchase Order Funding pays your suppliers so you can fulfil the order and get paid on delivery.
Learn more & applyUnlock unpaid invoices
Discounted Invoicing
Stop waiting on debtors. Discounted invoicing (invoice factoring) advances the value of your outstanding invoices so you can keep trading while your customers pay on terms.
Learn more & applyFrequently asked questions
Ready to grow your business?
Use the calculator to estimate your repayments, then submit your enquiry via WhatsApp to speak with one of our finance consultants.